Top Crypto Payment Processors
Coinbase Commerce
Accept crypto payments with automatic conversion to USDC. Simple integration and instant settlements.
Fees: 1% per transaction
Settlement: USDC (stablecoin)
Supported: BTC, ETH, USDC, DAI, LINK, DOGE
Best For: E-commerce, SaaS
Stripe Crypto
Accept crypto payments through Stripe. Integrated with existing Stripe accounts.
Fees: 1.5% + network fee
Settlement: USD via Stripe
Supported: USDC (via Circle)
Best For: Existing Stripe users
BitPay
Longest-running crypto payment processor. Offers prepaid cards and invoicing.
Fees: 1% per transaction
Settlement: USD, BTC, ETH
Supported: BTC, ETH, XRP, USDC, BNB
Best For: Traditional businesses
NOWPayments
Multi-crypto processor with auto-conversion and tip jar features.
Fees: 0.5% - 1%
Settlement: Crypto or Fiat
Supported: 200+ cryptocurrencies
Best For: Multi-chain support
Magic Eden Pay
Specialized in Solana and Ethereum NFT payments.
Fees: 2% per transaction
Settlement: SOL, USDC
Supported: SOL, ETH (via Solana)
Best For: NFT marketplaces
Comparison Table
| Provider | Fees | Settlement | Ease |
|---|---|---|---|
| Coinbase Commerce | 1% | USDC | Easy |
| Stripe Crypto | 1.5% | USD | Very Easy |
| BitPay | 1% | USD/Crypto | Easy |
| NOWPayments | 0.5% | Flexible | Medium |
How Crypto Payments Work
Typical Integration Flow
- Customer selects crypto at checkout
- Generate payment address/QR code
- Customer sends crypto
- Wait for confirmations (usually 1-6)
- Webhook notifies your server
- Order confirmed and fulfilled
Choosing a Payment Processor
Factors to Consider
- Fees: Compare transaction fees and settlement costs
- Settlement: Do you want crypto or fiat?
- Supported Cryptocurrencies: Which coins do your customers use?
- Integration: How easy is the API to integrate?
- Regulatory: Compliance requirements in your jurisdiction
- Customer Support: Quality of developer documentation